:root{--paper:#f6f3ed;--ink:#263a36;--gold:#a88961;--soft:#e8ebe2;--line:#d4d9d0;--muted:#5f6b64}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.6 Arial,sans-serif}
a{color:inherit}
button,input{font:inherit}
.top{position:absolute;z-index:3;top:0;left:0;right:0;padding:24px 6%;display:flex;justify-content:space-between;align-items:center;color:#fff;text-shadow:0 1px 10px rgba(0,0,0,.45)}
.logo{font:30px Georgia,serif;letter-spacing:8px;text-decoration:none}
.logo span{display:block;font:9px Arial,sans-serif;letter-spacing:3px;margin-top:6px}
.langs{display:flex;gap:4px}
.langs a{font:bold 12px Arial,sans-serif;letter-spacing:1px;text-decoration:none;padding:10px 8px;opacity:.7}
.langs a[aria-current="true"]{opacity:1;text-decoration:underline;text-underline-offset:4px}
.hero{position:relative;min-height:94svh;display:flex;flex-direction:column;justify-content:flex-end;padding:140px 8% 70px;overflow:hidden;background:#364b49;color:#fff}
.hero-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(16,32,30,.8) 0%,rgba(16,32,30,.55) 50%,rgba(16,32,30,.15) 85%),linear-gradient(180deg,#0005,transparent 30%,#102c2bb0)}
.hero-in{position:relative;max-width:780px;text-shadow:0 2px 18px rgba(0,0,0,.4)}
.eyebrow,.kicker{font-size:12px;font-weight:bold;letter-spacing:2px;text-transform:uppercase}
.kicker{color:var(--gold)}
h1{font:bold clamp(38px,5.4vw,72px)/1.06 Georgia,serif;margin:18px 0}
h1 em{font-weight:normal;color:#f3e2c0}
.hero p{font-size:18px;font-weight:600;max-width:620px;margin:0}
.cta{display:inline-block;border:0;cursor:pointer;background:var(--gold);color:#fff;font-weight:bold;font-size:17px;letter-spacing:.3px;padding:18px 32px;border-radius:40px;margin-top:26px;text-decoration:none;text-shadow:none;box-shadow:0 10px 28px -8px rgba(168,137,97,.85);transition:transform .2s,background .2s}
.cta:hover{background:#b8986c;transform:translateY(-2px)}
.cta[disabled]{opacity:.7;cursor:wait}
.facts{list-style:none;padding:0;margin:40px 0 0;display:flex;gap:36px;flex-wrap:wrap}
.facts b{display:block;font:bold 26px Georgia,serif;color:#f3e2c0}
.facts span{font-size:13px}
main{max-width:1100px;margin:auto;padding:30px 6% 60px}
.block{margin-top:80px}
h2{font:clamp(30px,3.6vw,46px)/1.15 Georgia,serif;margin:12px 0 26px}
.lead{color:var(--muted);max-width:640px;margin:-10px 0 26px}
.benefits{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(2,1fr);gap:22px 30px}
.benefits li{border-top:1px solid var(--line);padding-top:14px}
.benefits b{display:block;font:21px Georgia,serif;margin-bottom:4px}
.benefits span{color:var(--muted)}
.why .benefits{grid-template-columns:repeat(3,1fr)}
.terms{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.term{background:#fff;border:1px solid var(--line);border-radius:6px;padding:24px}
.term.main{background:var(--ink);color:#fff;border-color:var(--ink)}
.term strong{display:block;font:30px Georgia,serif;margin-bottom:8px}
.term.main strong{color:#f3e2c0}
.term p{margin:0 0 12px}
.term span{font-size:13px;opacity:.8}
.fine{font-size:13px;color:var(--muted);margin-top:16px}
.teasers{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.teaser{position:relative;aspect-ratio:1.2;border-radius:6px;overflow:hidden;background:var(--ink);display:block;text-decoration:none}
.teaser img{width:100%;height:100%;object-fit:cover;filter:blur(7px) brightness(.85);transform:scale(1.12)}
.teaser span{position:absolute;left:12px;right:12px;bottom:12px;background:rgba(246,243,237,.94);color:var(--ink);padding:10px 12px;border-radius:4px;font-size:14px;font-weight:bold}
.teaser.lock{display:grid;place-items:center;background:linear-gradient(135deg,#263a36,#3d5a54)}
.teaser.lock span{position:static;background:none;color:#f3e2c0;font:20px Georgia,serif;text-align:center}
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(5,1fr);gap:20px;counter-reset:s}
.steps li{border-top:1px solid var(--line);padding-top:14px;counter-increment:s}
.steps li::before{content:"0" counter(s);display:block;font-size:12px;letter-spacing:2px;color:var(--gold);margin-bottom:6px}
.steps b{display:block;font:20px Georgia,serif;margin-bottom:6px}
.steps span{font-size:14px;color:var(--muted)}
.about{background:var(--soft);padding:32px;border-radius:6px;display:flex;gap:36px;align-items:center}
.portrait{width:240px;height:auto;border-radius:5px;flex:none}
.about h2{margin-bottom:14px}
.about-list{list-style:none;padding:0;margin:0;line-height:1.9}
.about-list li::before{content:"— ";color:var(--gold)}
.form-block{background:#fff;border:1px solid var(--line);border-radius:8px;padding:36px;max-width:760px;margin-left:auto;margin-right:auto}
#gvForm{display:flex;flex-direction:column}
#gvForm>label,legend{font-size:14px;font-weight:bold;margin:18px 0 8px;padding:0}
#gvForm input:not([type=radio]){width:100%;border:1px solid var(--line);background:var(--paper);border-radius:4px;padding:13px 14px;color:var(--ink)}
fieldset{border:0;padding:0;margin:0}
.opts{display:flex;flex-wrap:wrap;gap:8px}
.opt{cursor:pointer}
.opt input{position:absolute;opacity:0;pointer-events:none}
.opt span{display:inline-block;border:1px solid #c9d0c6;border-radius:30px;padding:10px 16px;font-size:15px;background:var(--paper);transition:background .15s}
.opt input:checked+span{background:var(--ink);color:#fff;border-color:var(--ink)}
.opt input:focus-visible+span{outline:2px solid var(--gold);outline-offset:2px}
#gvForm .cta{align-self:flex-start}
.err{color:#8b3a2e;margin:16px 0 0}
.result h3{font:28px Georgia,serif;margin:0 0 10px}
.result p{color:var(--muted)}
.ghost-btn{display:inline-block;margin:26px 0 0 18px;text-decoration:underline;text-underline-offset:4px}
details{border-bottom:1px solid var(--line);padding:16px 0}
summary{cursor:pointer;font:20px Georgia,serif;list-style:none}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";float:right;color:var(--gold)}
details[open] summary::after{content:"–"}
details p{color:var(--muted);margin:10px 0 0;max-width:760px}
.contacts{list-style:none;padding:0;margin:0;max-width:560px}
.contacts li{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;padding:12px 0;border-bottom:1px solid var(--line)}
.contacts span{font-size:12px;letter-spacing:1px;text-transform:uppercase;color:var(--muted)}
.contacts a{font-weight:bold;text-decoration:none;word-break:break-all}
.back{display:inline-block;margin-top:26px}
.foot{margin-top:60px;padding-top:20px;border-top:1px solid var(--line);font-size:12px;color:var(--muted)}
@media(max-width:850px){.terms,.teasers,.why .benefits{grid-template-columns:1fr}.steps{grid-template-columns:repeat(2,1fr)}.hero{padding:120px 6% 56px}}
@media(max-width:560px){body{font-size:15px}.benefits,.steps{grid-template-columns:1fr}.about{display:block;padding:24px}.portrait{width:100%;max-width:240px;margin-bottom:18px}.form-block{padding:24px 18px}.cta{width:100%;text-align:center}.facts{gap:22px}.hero p{font-size:16px}.ghost-btn{margin-left:0;display:block}.teaser{aspect-ratio:1.6}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}